Before swapping your Apple Card, it’s critical to prioritize security to avoid scams or unauthorized access. First, verify that the card replacement request is legitimate—never respond to unsolicited emails, texts, or calls asking for card details or claiming your card is expired/damaged. Instead, initiate the swap directly through the official app or website, where you can confirm your identity securely using built-in authentication methods like biometrics or two-factor verification.

When you receive your new Apple Card, inspect the packaging for signs of tampering (e.g., broken seals, unusual openings) before opening it. Activate the new card only via the official app or designated phone line, not through links sent in unsolicited messages. Avoid activating the card on public Wi-Fi networks, as these are vulnerable to data interception; use a secure, password-protected network or cellular data instead. After activation, update all linked services (subscriptions, automatic bills) one by one through their official platforms to ensure your new card details are applied correctly without exposing information to third parties.
Properly dispose of your old Apple Card to prevent misuse. Cut through the magnetic strip and chip with scissors (ensuring they’re irreparable) and discard the pieces in separate trash bags to avoid them being reassembled. Regularly monitor your account activity via the official app in the days following the swap to spot any unauthorized transactions; if you notice anything suspicious, report it immediately to the card issuer’s support team. Additionally, avoid sharing your new card details with anyone who contacts you unexpectedly, as legitimate providers will never ask for full card numbers or CVV codes over the phone or email.